SERVICES WE OFFER
INVESTMENTS
SAVINGS &
BUDGETING
We help you select the right solution to save and invest for your future, taking into consideration everything from your risk appetite (low risk or high) to the term you want to invest for. The first step is to decide how cautious or bold you want to be with your money.
START SAVING AND INVEST IN YOUR FUTURE
Are you ready to keep your money safe and grow your wealth. The question is, what are the most suitable investment options in South Africa for your unique needs? Whether you want to invest a lump sum amount or build savings monthly, we can help you achieve your financial goals.
Stay Ahead of Inflation.
Investing Will Help You Build Wealth.
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Investing Will Get You To Retirement (Or Early Retirement)
Investing Can Help You Save on Taxes.
Invest To Meet Other Financial Goals.
Benefits of Savings and Investments
Contact Capitalise Wealth Management today to get your plan on track…
Why investing is better than saving?
Investing has the potential for higher returns than savings accounts, the ability to grow your wealth over time through compounding and reinvestment, and the opportunity to help you achieve long-term financial goals, such as saving for retirement or buying a house.
Should I invest or save money?
The biggest difference between saving and investing is the level of risk taken. Saving typically results in you earning a lower return but with virtually no risk. In contrast, investing allows you the opportunity to earn a higher return, but you take on the risk of loss in order to do so.
Three Key Principles of Successful Investing:
The biggest difference between saving and investing is the level of risk taken. Saving typically results in you earning a lower return but with virtually no risk. In contrast, investing allows you the opportunity to earn a higher return, but you take on the risk of loss in order to do so.
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Diversification:
Diversification is one of the linchpins of investment, it’s essentially the one free lunch that you get when you’re an investor. The risk of a portfolio which is spread across different shares, different industries, different stock markets, different asset classes etc. This strategy means lower risk because when one particular part of your investment portfolio does badly, another one won’t be doing as badly as it is spread out.
Control how much you pay:
Costs may look fairly modest in the short term, but they accumulate to the point at which by the time a retirement strategy matures, or saving for a particular objective comes into play, then at that point a 1% difference in what it costs you to invest per year compounded over many years has a very big impact.
Cost Control:
For successful investing, keep it simple. It’s very difficult to have a strategy if it’s complicated and involves lots of change, so a strategy of putting your money into a simple kind of structure, is generally popular and best suited.
DIVERSIFICATION
CONTROL HOW MUCH YOU PAY
COST CONTROL
QUESTIONS & ANSWERS
WHAT ARE THE ADVANTAGES OF INVESTMENT?
Investing is an effective way to put your money to work and potentially build wealth. Smart investing may allow your money to outpace inflation and increase in value. The greater growth potential of investing is primarily due to the power of compounding and the risk-return tradeoff.
WHAT IS THE PURPOSE OF INVESTMENT?
The primary purpose of investing is to create wealth. Investments allow you to meet your short-term and long-term goals. They also help you lead a comfortable life post-retirement. Investing ensures that you're prepared for unforeseen emergencies.
